ShieldThey're finally sleeping.
Is your home?
Insurance designed for the year everything matters most — built around the risks new parents lie awake calculating.
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Does our policy cover the crib recall we just read about?
Standard home policies don't cover recalled products — but Shield does. Our New Parent Rider includes product liability replacement coverage for cribs, bassinets, and infant sleep gear named in official CPSC recalls. You find out about the recall at 11pm; we handle the replacement.
What happens if the roof leaks into the nursery?
Sudden roof damage from storms, fallen branches, or ice dams is covered in full — including water damage to the nursery, replacement of flooring, drywall, and any furniture or equipment in the room. We also cover temporary accommodation if the room is uninhabitable.
Are we covered if someone trips on the stroller in the driveway?
Yes. Your personal liability coverage applies whether someone trips on the stroller, slips on a wet porch, or is injured by a toy left outside. Shield's liability limit starts at $300,000 — enough to cover medical bills and legal fees without touching your savings.
Every fear you've just read about is already covered.
Our water heater is 12 years old. What if it fails while we're in the NICU?
Shield's Equipment Breakdown coverage protects water heaters, HVAC systems, and electrical panels against sudden mechanical failure — regardless of age. We also offer emergency repair dispatch within 4 hours so your home is stable when you need to focus elsewhere.
Is the baby monitor, the smart bassinet, and all the gear covered if there's a break-in?
Every piece of nursery equipment is covered under personal property — including smart monitors, automated bassinets, white noise machines, and medical-grade baby gear. We recommend our Scheduled Personal Property endorsement for items over $500 to guarantee full replacement value.
What if we have to leave suddenly — like a gas leak or carbon monoxide alarm?
Shield's Loss of Use coverage pays for a hotel, meals, and essential childcare costs while your home is being repaired or deemed unsafe — from the first night, with no waiting period. We've arranged preferred rates at family-friendly hotels in all 50 states.
Every fear you've just read about is already covered.
Get Your Family's Quote
We'll match you with coverage built around your specific home — and your specific worries.
The numbers behind the promise
Parents who've been there
Real claims. Real families. Real relief at 2am.
The roof leaked directly into the crib the night we brought Maya home. Shield had a contractor there by morning and covered every penny — including the week we spent at a hotel.
I called at 2am when the carbon monoxide alarm went off. A real person answered. They had us at a hotel by 3am and covered everything. That's the whole product right there.
We switched after the crib recall. Shield was the only company that had a specific rider for it. The process took 20 minutes and we had a replacement scheduled the same week.
Every fear you've had
is already covered.
Shield was built for the night you brought them home and realized the whole world had changed. Lock the door. Exhale. We've got the rest.